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NestInsights

Guide · 7 min read

Landlord and buy-to-let software in the UK, compared

Nine tools, ours included: what each does, what it costs, who it suits and where it falls short.

Last checked Prices from each tool's own site By NestInsights

Two kinds of landlord software

"Landlord software" covers two different jobs. Deal tools help in the weeks before an offer: is the price right, does the rent cover the mortgage, and what's left after tax. Portfolio apps help after you've bought: rent, costs, certificates, and the quarterly updates HMRC now wants under Making Tax Digital.

A few tools try to do both. Most do one well, so it pays to know which job you're hiring for.

Checking a deal right now?

  • ✔ Free, with no account and no card
  • ✔ Every fee, stamp duty or Welsh LTT, and Section 24
  • ✔ Own name or company, side by side
Check a deal

Deal tools compared

For deciding whether to buy, and where.

Deal tools compared
Tool What it does Price
NestInsights Us Landlords with a few properties deciding whether a deal pays A verdict on a buy-to-let deal with stamp duty or Welsh LTT, Section 24 and own name vs company worked out, plus free area figures across England and Wales. Free calculator, no account needed. Pro £9 a month or £90 a year
PropertyData Investors, sourcers, developers and agents Area and postcode data, valuations, sourcing alerts and a deal analyser, paid for in credits. From £15 + VAT a month (20 credits). 14-day free trial
Lendlord Landlords who want deals, portfolio and finance in one app A deal analyser, portfolio tracking and Making Tax Digital in one place, from a company that also arranges mortgages and bridging loans. Core features free. Premium (bank feeds) £12 a month or £99 a year
PaTMa Deal Finder Active investors searching for deals, including BRRR and flips Finds and scores listings, with price history, rent estimates, yields, comparables and area data. From £18 a month inc. VAT. 14-day free trial, no card
PropCalc Investors bidding at auction or on HMOs and flips Deal analysis with valuations, rent estimates and a maximum bid, including personal vs limited company tax. £9.99 a month or £99 a year. 7-day trial, card needed

Portfolio apps compared

For running the properties you own.

Portfolio apps compared
Tool What it does Price
Landlord Studio Independent landlords and small portfolios Income and costs, bank feeds, tenancies, reminders and Making Tax Digital submissions. Free for up to 3 units (£5 per MTD submission). Pro £144 + VAT a year
Hammock Landlords, including HMOs, who want their books done for them Rent and arrears tracking, bookkeeping with bank feeds, tax statements and Making Tax Digital filing. From £8 + VAT a month (1 to 3 properties). 30-day free trial
August Self-managing landlords, from one property up Rent tracking, compliance reminders, documents, maintenance and tenant payments, with Making Tax Digital on paid plans. Free for up to 2 tenancies. Paid from £8.99 a month
Landlord Vision Landlords running a portfolio, and their accountants Rent, costs, bank feeds, compliance and reports, with Making Tax Digital on every plan. Priced by number of tenancies; see their site. 14-day free trial

Each tool in brief

What each one is good at, and what to watch for. Every point comes from the tool's own site.

Deciding on a deal

NestInsights Us

Our pricing

Best for: Landlords with a few properties deciding whether a deal pays

Good at
A plain verdict on a deal in a minute, with no account: every fee, stamp duty or Welsh LTT, Section 24 and own name vs company on the rules for your completion date, plus free area figures.
Watch out for
No bookkeeping, bank feeds or Making Tax Digital, no phone app, and England and Wales only.
Price
Free calculator, no account needed. Pro £9 a month or £90 a year

PropertyData

Their pricing page

Best for: Investors, sourcers, developers and agents

Good at
The deepest area and postcode data here, with valuations, sourcing alerts and title boundaries.
Watch out for
Every search uses a credit, there's no free plan, and the trial charges automatically unless you cancel.
Price
From £15 + VAT a month (20 credits). 14-day free trial

Best for: Landlords who want deals, portfolio and finance in one app

Good at
A lot for free: deal analysis and portfolio tracking, and it's HMRC-recognised for Making Tax Digital.
Watch out for
It's also a mortgage broker and bridging lender, so expect finance offers. Bank feeds need Premium.
Price
Core features free. Premium (bank feeds) £12 a month or £99 a year

PaTMa Deal Finder

Their pricing page

Best for: Active investors searching for deals, including BRRR and flips

Good at
Built for finding deals: it scores listings with price history, rent estimates and comparables, and the trial needs no card. PaTMa's separate Property Manager is free for one property and HMRC-recognised.
Watch out for
Paid only after the trial, and planning, licensing and Article 4 data are on the £39-a-month Pro plan.
Price
From £18 a month inc. VAT. 14-day free trial, no card

Best for: Investors bidding at auction or on HMOs and flips

Good at
A clear verdict with a maximum bid, valuations and personal vs company tax, aimed at auctions.
Watch out for
No free plan: the 7-day trial needs a card and allows 3 searches.
Price
£9.99 a month or £99 a year. 7-day trial, card needed

Running your properties

Landlord Studio

Their pricing page

Best for: Independent landlords and small portfolios

Good at
A free plan for up to 3 units, and Pro adds bank feeds, tenancy tools and free MTD submissions.
Watch out for
On the free plan each MTD submission costs £5, and Pro adds £1.20 + VAT for each unit over 3.
Price
Free for up to 3 units (£5 per MTD submission). Pro £144 + VAT a year

Best for: Landlords, including HMOs, who want their books done for them

Good at
Strong on bookkeeping: unlimited bank feeds, a tax statement mapped to the SA105 form and MTD filing on every plan.
Watch out for
No free plan after the trial, and the price rises with your number of properties.
Price
From £8 + VAT a month (1 to 3 properties). 30-day free trial

Best for: Self-managing landlords, from one property up

Good at
Free for up to 2 tenancies with no card, a modern app, tenant rent payments and an AI assistant.
Watch out for
Making Tax Digital is only on the paid plans.
Price
Free for up to 2 tenancies. Paid from £8.99 a month

Landlord Vision

Their pricing page

Best for: Landlords running a portfolio, and their accountants

Good at
Made for portfolios: bank feeds, compliance, reports and Making Tax Digital on every plan.
Watch out for
No free plan, and prices depend on your number of tenancies and the current offer, so check the monthly price before you sign up.
Price
Priced by number of tenancies; see their site. 14-day free trial

How to choose

  • Start with the job. Deciding whether to buy needs a deal tool; keeping records and filing with HMRC needs a portfolio app.
  • Check the tax. The stamp duty surcharge on extra homes has been 5% since 31 October 2024. A good deal tool uses it, handles Section 24, and shows owning through a company if you're considering one.
  • Try before you pay. Several tools have a free plan or a trial with no card. A trial that takes your card may charge you if you forget to cancel.
  • Add up the real cost. Credits, fees for each extra property and VAT can put the price well above the headline.
  • For Making Tax Digital, check HMRC's list. Pick an app HMRC recognises as compatible, and check that the plan you're on can send the updates.

Where NestInsights fits

We built NestInsights for the decision before you buy. Put in a price and rent and you get a plain answer: will this deal pay? It counts every fee, stamp duty or Land Transaction Tax, Section 24, and owning in your own name or through a company, on the rules for your completion date.

We don't do bookkeeping, bank feeds or Making Tax Digital. If you need those, one of the portfolio apps above will serve you better, and our Making Tax Digital guide explains what you'll need. Pro adds reports and a dashboard for the homes you own.

Questions

Is there free landlord software in the UK?

Yes. On their own sites on 10 October 2026: Lendlord's core features are free, August is free for up to 2 tenancies, Landlord Studio for up to 3 units and PaTMa's Property Manager for one property. The NestInsights deal calculator is free with no account. Check what each free plan leaves out: on August's, for example, Making Tax Digital needs a paid plan.

Do I need Making Tax Digital software?

Landlords whose qualifying income was over £50,000 have had to use it since April 2026, and the line drops in the next two years. If you need it, choose an app on HMRC's list of compatible software. Our Making Tax Digital guide has the dates and what counts.

Can I use NestInsights alongside a Making Tax Digital app?

Yes, and many landlords will. Use NestInsights to decide whether a deal pays before you buy, and an app from the second table to keep your records and send HMRC its updates after you buy.

How we checked

Every price and feature on this page comes from the tool's own website, opened on 10 October 2026; each write-up links to the page we used. Prices are for paying monthly unless a yearly price is given, leave out short-term offers, and show VAT as each site shows it. Where a site didn't make something clear, we left it out rather than guess.

None of the companies listed has reviewed or approved this page. Prices and plans change often, so check the tool's own site before you buy. We recheck this page at least once a year; if you spot something out of date, email support@nestinsights.com and we'll fix it.

Your numbers

Will your deal pay?

Put in a price and rent. The calculator counts stamp duty or Land Transaction Tax, fees, the mortgage and every running cost, on the rules in force today.

Try a deal

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£
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Good

A good deal on these numbers

+£310 a month, after every cost
Gross yield
7.3%
Return on cash
6.5%
Cash to buy
£57,599

Counts stamp duty or LTT, £1,500 legal fees, a £999 mortgage fee, 10% letting agent, 5% repairs, £20 a month insurance and 2 empty weeks a year. Change any of them in the full breakdown.