Free · England
Stamp duty calculator for buy-to-let
Stamp duty on a buy-to-let, a second home or a company purchase, at the rates in force today, and how much the higher rates add.
How it's worked out
Split the price into the stamp duty bands.
Add the surcharge to every band if you'll own more than one home, or for a company.
Charge each slice at its rate and add them up.
Questions
Why is stamp duty higher on a buy-to-let?
If you'll own more than one home once you've bought it, a surcharge is added to every band. Companies pay it too. Pick who's buying, and the calculator shows how much it adds.
Do companies pay the 17% rate?
Only on homes over £500,000 that aren't used in a business. A company letting the home out claims relief and pays the higher rates instead, which is what this calculator assumes.
What if I'm replacing my main home?
If you sell your old main home at the same time, you pay the standard rates even if you own a rental. Pick 'Main home'. If you buy first, you pay the higher rates and can claim the extra back if you sell within three years.
What about Wales and Scotland?
Wales has Land Transaction Tax, with its own calculator. Scotland has Land and Buildings Transaction Tax, which this site doesn't cover.
Worked examples in our guide: Stamp duty on a buy-to-let. More terms explained in the glossary.