Guides
The tax and maths behind a buy-to-let
Short guides to the things that decide whether a deal pays. Each one uses real numbers, worked out by our calculator on the rules in force today.
- 6 min read Stamp duty on a buy-to-let Why a buy-to-let pays more than a home, how the bill is worked out band by band, and what changes if you buy through a company or live abroad.
- 5 min read Land Transaction Tax on a buy-to-let in Wales Wales has its own tax on buying property, with its own table of higher rates for buy-to-lets. Here's how it works and how it compares with England.
- 6 min read Section 24: how mortgage interest is taxed If you own a rental in your own name, your mortgage interest isn't a cost for tax. You get a credit instead. Here's what that means for your bill.
- 7 min read Limited company or your own name? A company pays less tax on rental profit, but getting money out costs tax too, and running one costs money. Here's how the numbers compare.
- 5 min read Rental yield: gross, net and return on cash Three numbers get called yield. They answer different questions, and mixing them up is how good-looking deals lose money.
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