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Deal calculator

Verdict

Enter a price and a rent to see if the deal works.

Results appear as you type: cash flow, yields, stamp duty or Land Transaction Tax, lender checks and tax, yourself or through a company.

Change the numbers

About the property

For example the street or area. Only you see it.

A Welsh postcode switches to Land Transaction Tax.

The purchase

£
Where is it?

Picks the tax rules that apply.

Mortgage

%
%
Mortgage type
years

Repayment mortgages only.

£

Rent and running costs

£a month
% of rent
% of rent
weeks a year
£/mo
Other costs: service charge, ground rent, bills
£/mo
£/mo
£/mo
£/mo

Buying costs and your tax

£
£
£
£a year

Salary, pension and other income a year. It sets your tax rate.

More options: stress test, non-resident, company
%

Lenders check the rent covers the interest at this rate. Ask yours; 5.5% is typical.

Most property rental businesses can claim it.

£

A year: accountant, filing and bank fees.

Shares out the corporation tax limits.

Cash flow –