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Local authority · East of England, England

Colchester

In July 2026 the average home in Colchester cost £297,824, with prices over the last year down 0.1% on the year before. Private rents averaged £1,197 a month, a gross yield of 4.9%, higher than 72% of areas in England and Wales.

Average price £297,824 July 2026, provisional
Average rent £1,197 a month, August 2026
Gross yield 4.9% 90th of 316 areas
Price growth −0.1% over the last year

Compared with every area

How Colchester compares

Each bar shows where Colchester sits among the local authorities in England and Wales: the further right, the better for a landlord.

  • Gross yield 4.9%
    Higher than 72% of areas · 90th of 316
  • Price growth, 1 year −0.1%
    Faster than 22% of areas · 249th of 317
  • Price growth a year, over 5 years +2.3%
    Faster than 26% of areas · 235th of 317
  • Rent growth, 1 year +5.5%
    Faster than 63% of areas · 118th of 316
  • Price change, latest 3 months on a year before −0.6%
    Stronger than 17% of areas · 264th of 317
  • Price volatility 5.4%
    Steadier than 25% of areas · 239th of 317
  • Average price £297,824
    Cheaper than 48% of areas · 165th of 317

History

Prices and rents over time

Average pricea month
Average renta month

Dashed lines are provisional months: Land Registry is still adding late sales, so they can move a little.

Growth a year

OverPricesRents
1 year−0.1%+5.5%
3 years−1.1%+7.7%
5 years+2.3%+6.4%
10 years+2.8%–

3, 5 and 10 years are the steady rate a year over that time, so they compare with 1 year. Each compares 12-month averages, which keeps one unusual month out.

Momentum and risk

Prices, latest 3 months on a year before−0.6%
Rents, latest 3 months on a year before+2.6%
Price volatility5.4%
Rent volatility2.8%
Sales recorded in the last 12 months2,652

Volatility is how much the yearly change has swung over five years, in percentage points: lower is steadier. Sales are those recorded so far; the newest months are still filling in.

In past downturns

Peak to low pointColchesterTypical areaEast of England
The 2008-09 crash (Nov 2007 to Apr 2009) −24.5% −17.4% −17.7%
The 2022-24 dip (Nov 2022 to Mar 2024) −7.0% −4.1% −5.5%

After the 2008-09 crash, prices in Colchester took 6.6 years from the 2007 peak to get back to it, in cash terms.

This is history, not a forecast. When we checked, how far an area fell in 2008-09 didn't predict how far it fell in 2022-24 compared with its neighbours, but regions followed much the same pattern both times. Falls use the 3-month average price, from the national peak to the national low point.

Area scores

Colchester's scores

Each score runs from 0 to 100 against every other area, and higher is always better: a high risk score means low risk.

Yield 56.7 100th of 316
How it's made
  • Gross yield42.1
  • Rent growth, 1 year11.9
  • Rent change, latest 3 months on a year before2.7
Growth 33.5 255th of 316
How it's made
  • Price growth, 1 year12.7
  • Price change, latest 3 months on a year before7.9
  • Rent change, latest 3 months on a year before4.1
  • Price growth a year, over 5 years2.8
  • Rent growth, 1 year6.0
Balanced 49.1 145th of 316
How it's made
  • Gross yield24.1
  • Price growth, 1 year6.4
  • Rent growth, 1 year8.9
  • Price growth a year, over 5 years2.8
  • Sales in the last 12 months1.9
  • Price volatility2.2
  • Rent volatility2.8
Momentum 29.6 258th of 316
How it's made
  • Price change, latest 3 months on a year before15.9
  • Rent change, latest 3 months on a year before13.7
Risk 43.9 172nd of 316
How it's made
  • Price volatility17.2
  • Sales in the last 12 months15.5
  • Rent volatility11.2

Would a buy-to-let in Colchester pay?

Start from a typical home here, then change the numbers to the one you're looking at. The calculator counts stamp duty, fees, the mortgage and Section 24.

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East of England

Areas like this one

Matched by machine learning on price, growth over 1 and 5 years, how steady prices are and sales. In the past, areas matched this way in the same region went on to grow more like each other than like the region as a whole. That's a pattern, not a forecast.

About these figures

Updated with July 2026 data on 10 October 2026. Prices come from the UK House Price Index, rents from the ONS Price Index of Private Rents. The newest months are provisional and can be revised. Figures are for information only and are not financial advice.

Contains HM Land Registry data © Crown copyright and database right 2026. This data is licensed under the Open Government Licence v3.0. Source: Office for National Statistics licensed under the Open Government Licence v.3.0.

Postcodes are matched to areas with the ONS postcode lookup. Contains OS data © Crown copyright and database right 2026. Contains Royal Mail data © Royal Mail copyright and database right 2026.